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How Much Hail Damage Justifies a Roof Replacement? Here's What to Know

How Do I Know If I Have Hail Damage?

Not all hail damage is visible from the ground. Some signs are subtle but serious. Start by checking for:

  • Granules in the gutters (from asphalt shingles)
  • Dented gutters, downspouts, or flashing
  • Cracked, bruised, or missing shingles
  • Leaks or water stains in your attic or ceiling

If you spot any of these, or if homes nearby are getting repairs, it’s a good idea to have your roof professionally inspected.

When Is Repair Enough—and When Is Replacement Smarter?

Roofing professionals (and insurance adjusters) look at several factors to decide whether you need a full replacement or just a few repairs:

1. Extent of Damage
If hail has hit multiple slopes of your roof, or there are dozens of damaged shingles, replacing the entire roof may be more cost-effective than patching.

2. Age of Roof
Older roofs are more likely to suffer from hidden damage. If your roof is near the end of its expected lifespan, hail damage might be the final push toward replacement.

3. Type of Roofing Material
Asphalt shingles are the most common roofing material—but also among the most vulnerable to hail. Even minor impacts can loosen granules or expose the layers underneath, leading to faster deterioration.

4. Insurance Coverage
Many homeowners’ insurance policies cover hail damage, especially when the roof’s integrity is compromised. In these cases, replacement can be the smarter investment.

So, Do You Need a New Roof?

If you're unsure, here’s a simple checklist:

  • Your roof is 10+ years old
  • You see visible damage or have leaks
  • Neighbors are repairing or replacing their roofs
  • You want to avoid this process again in 5–10 years

If two or more of those are true, it’s time to talk to a contractor or roofing professional—and start thinking about long-term solutions

How EDCO Steel Roofing Helps You Avoid This Problem Again

At EDCO, we believe your next roof should be your last. Our engineered steel roofing is designed specifically to stand up to severe weather—including hail.

  • Class 4 Impact Resistance
  • Steel panels that don’t crack, split, or shed granules
  • Tough finishes that resist dents and fading
  • Interlocking systems that stay secure in high winds

Ready to Take the Next Step?
Whether you have a question about EDCO products or want to connect with a qualified contractor, we’re here to help.
Contact us today to get started.